Making An Elephant

Take control of your personal finances—one bite at a time Getting your financial house in order is a big job. At first, you might even feel like you've bitten off more than you can chew. But don't give up! In How to Eat an Elephant, you'll gain vital understanding of important personal finance basics in just one day a month. Rather than tackle the beast in one bite, you'll master it a little bit at a time. Supported by online resources, tools, and reports, you'll complete fundamental tasks and gain fundamental understanding in an orderly and effective way. With practical, easy-to-understand guidance, this book will show you how to reduce your debt and save on interest; improve your understanding of personal finance basics and gain new confidence; reduce stress and anxiety about your money; and use powerful online tools to organize all your financial information. Offers a structured, non-intimidating approach to personal finance that can be mastered in four hours a month Covers vital topics like budgeting, life insurance, investment products, retirement planning, wills and powers of attorney, and much more Written by Frank Wiginton, one of Canada’s best-known personal finance speakers and gurus If it's time to take charge of your financial life, look no further. How to Eat an Elephant offers real solutions that will save you time, money, and headaches.

Discover how to help young people “make it” in a rapidly changing world   Author Stephanie Malia Krauss gets it. Every day she works with leaders across the country as they upgrade learning experiences to better equip young people for a changing world. A mother, former teacher and school leader, Stephanie knows firsthand how hard it is to balance school and program requirements with young people’s needs. In  Making It: What Today's Kids Need for Tomorrow's World , she lays out what adults can do to get young people ready for the future. What you learn may surprise you.  With so much changing so fast—accelerated by the impacts of COVID-19—the most in-demand jobs and skills of today may be obsolete by the time our youngest become adults. For kids to be ready for this new reality, they must acquire four critical “currencies” that will serve them well, whatever their future holds: credentials, competencies, connections, and cash. This book focuses on how to prioritize these four key outcomes whenever and wherever learning happens. The author shares research and experience to help you understand and apply a human-centered and future-focused lens directly to your classroom, school, program, or at home. Learn about how the world and workforce is changing, and what that means for the education and preparation young people need Understand how these changes are impacting young people, reshaping their childhoods and transitions into adulthood Glean practical information and ideas you can use to help young people—at every age and stage—to gain readiness “currencies” in the form of credentials, competencies, connections, and cash Challenge your beliefs about what knowledge, experiences and resources are most important for kids to have, and what a college- and career-ready education really requires Discover community-wide strategies that prioritize equity, learning and readiness for the future This book will benefit teachers, counselors, youth workers, parents, school board members, and state education leaders alike. Whether you work in K-12, youth development, or you just want to know how to best support the kids in your life, you will find a timely and useful resource putting young people first and modernizing their learning experiences for the better.

Is work a primordial curse? Or a spiritual calling? Or is it a tedious necessity that technology will abolish, freeing us to indulge lives of leisure? In this book David A. Spencer argues that work is only an alienating burden because of the nature of work under capitalism. He makes the case not for the abolition of work – which can remain a source of meaning and dignity – but for its lightening. Engaging with thinkers ranging from Marx and William Morris to Keynes and Graeber, he rejects the idea that high-quality work can only be open to a few while the majority are condemned to menial tasks, and sets out an agenda for shortening the working week while also making work a site of creativity, usefulness and joy for all. This erudite book sets out a compelling agenda for radical change. It’s essential reading for anyone interested in the future of their work.

Asian entrepreneurs and businesses have created wealth faster than the rest of the economy. Asian wealth now creates and sustains more jobs than it has ever done. It stimulates growth in industries and places that would struggle without the engine of entrepreneurship. Asian wealth is diversifying and modernising, it crosses the generational divide. If you want new and old economy wealth, it's in these pages. If you want modern and traditional management practices, they are in this book. If you want a new generation of entrepreneurs and wealth creators, then read on. PRAISE FOR MAKING A FORTUNE «Nobody understands better what makes British Asian entrepreneurs tick. Spinder provides a fascinating insight into business leaders and the inspirational stories behind their success.» Amar Singh, Evening Standard «A refreshing and intelligent insight into Asian entrepreneurship in the 21st century» Sathnam Sanghera, The Times «This is an important book that is being published at just the right time. With immigration a hot topic of conversation and ever-present in political and media circles, this book lays out the contribution of first, second and third generation Asians to the UK in terms of wealth creation, employment and host of other issues. It tells some good stories and has a powerful message for everyone who reads it.»Eric Leenders, Executive Director, British Bankers Association (BBA) “Drawing on her own experiences and the stories of others, Spinder Dhaliwal offers both unique and valuable insights into this community of entrepreneurs. This book is a must for practicing and would be entrepreneurs but also for anyone involved in entrepreneurships from advisors through to academics.” Hamant Verma, Editor Eastern Eye “The personal stories behind some of the UK's most successful Asian businessmen make for fascinating reading. I'm so glad that my good friend and hotel business partner, Surinder Arora, takes his rightful place among them.” Sir Cliff Richard

Three thrilling, moving and heart-lifting novels set against the backdrop of World War II. By master storyteller Michael Morpurgo – award-winning former Children’s Laureate and author of War Horse.All three stories are illustrated by the hugely talented and award-winning, Michael Foreman.THE AMAZING STORY OF ADOLPHUS TIPS: It's 1943, and Lily lives on a farm, in the idyllic seaside village of Slapton. Apart from her father being away, and the 'townie' evacuees at school, her life is scarcely touched by the war. Until one day, Lily and her family, along with 3000 other villagers, are told to move out of their homes – lock, stock and barrel.Soon, the whole area is out of bounds, as the Allied forces practise their landings for D-day, preparing to invade France. But Tips, Lily's adored cat, has other ideas and returns to the forbidden area. Frantic to find her, Lily decides to enter the danger zone herself…AN ELEPHANT IN THE GARDEN: It’s 1945. Elizabeth's father is fighting with the German army on the eastern front. Her mother works at Dresden zoo, where her favourite animal is a young elephant named Marlene. When the zoo director tells her the dangerous animals must be shot to prevent them running amok when the town is bombed, Elizabeth's mother moves Marlene into the back garden to save her… and then the bombs start to fall.Their home destroyed, Elizabeth and her family must flee the bombed-out city and through the wintery landscape, all the while avoiding the Russian troops who are drawing ever closer. It would be hard enough, without an elephant in tow…LITTLE MANFRED: It is the summer of 1966, and Charley and her little brother, Alex, are walking their dog Manfred on the beach when they notice two old men, staring out to sea. A chance encounter brings them together and slowly Charley and Alex learn of their mother’s past.For in 1945 , their farmstead home was a posting for German prisoners of war and their mother Grace was just a little girl…This edition of Little Manfred includes beautiful full-colour illustrations.

A fascinating exploration of which countries offer promising investment opportunities for Americans now and in the years to come Most emerging markets investment guides focus on financial metrics, but fail to provide the reader with new and relevant insights into the history of the countries, the views of the people on the street, and the financial shenanigans that go on behind the scenes, that make for truly informed investing. As a result, despite the growing interest in investing in these markets, investors are often missing key opportunities because they either have incorrect information about a country where they might invest, or simply don't know what questions they should be asking. Where In the World Should I Invest: An Insider's Guide to Making Money Around the Globe is here to help. Drawing on author Karim Rahemtulla's personal experiences traveling the globe and exploring the capitals where business is transacted, the book outlines the perils, pitfalls, and rewards of investing in «low float» markets. The essential resource for taking the right steps in exploring investment opportunities in foreign and emerging markets Expert advice from an author with 20 years experience covering emerging markets Commentary on the expectations of foreign investors, the fears of investing abroad, how to set up legal offshore accounts, and much more Packed with unique insights into twenty countries and regions around the globe based on the author's extensive interviews and travels, Where In the World Should I Invest is a must-read for anyone thinking of expanding their investment portfolio overseas.

Discover the best approaches for making business decisions Today's business leaders have to face the facts—you can't separate leadership from decision making. The importance of making decisions, no matter how big or small, cannot be overstated. Decision Making For Dummies is a candid resource that helps leaders understand the impact of their choices, not only on business, but also on their credibility and reputation. Designed for managers, business owners, and anyone else who makes tough decisions on a daily basis, this guide helps you figure out if the decisions you're making are the right ones. In addition to helping you explore how to evaluate your choices, Decision Making For Dummies covers ways to receive support for decision making, delves into various decision-making styles, reviews the importance of sifting through data and information, and includes information on ways to engage others and make decisions collectively. Being in charge can be challenging, but with this guide, you don't have to go it alone. Discusses the effects of decision making and outlines the considerations that must be made to gain trust and confidence Demonstrates ways to communicate particularly sensitive decisions, and offers approaches for making bold decisions that challenge the status quo Delves into the risks and benefits of certain decisions, and shows readers the best ways to evaluate choices Outlines smart strategies for engaging others and drawing them into the decision-making process Crucial decisions need to be made every day in the business world, so there's no time to waste. Make Decision Making For Dummies your primary resource for learning to choose your actions wisely and confidently.

Craving fresh-baked bread? The 2020 pandemic has highlighted our love of bread, especially when it was nowhere to be found! Bread making took center stage for many of us stuck at home and craving comfort food. Fresh baked bread definitely soothes the soul. As it should, bread baking has been a tradition for thousands of years and across all continents. Bread Making For Dummies explores the science behind the art of bread making and our cultural connection to wild and commercial yeasts. Break out your kitchen scale and favorite wholesome grains and join us on the journey, from classic German Pretzels (Brezeln) to warm Salted Pecan Rolls to Rustic Sourdough.  Popular culinary author and dietician Wendy Jo Peterson has your foolproof loaf, flatbread, and roll needs covered. If you want to really start from scratch and culture your own yeast—no problem! She’ll also let you in on the secrets of the fashionable no-knead and sourdough recipes that have been drawing chefs’ kisses of discerning delight from bread-aficionados for the past decade. Discover the tools and ingredients needed in bread making Grow your own sourdough starter Form savory or sweet loaves Stuff breads for a complete meal Boost the nutritional quality of breads with wholesome ingredients, like nuts, seeds, and old-world grains Whether you’re a nervous newbie or a seasoned, floury-aproned baker, Bread Making For Dummies is the beginning of a delicious, doughy adventure—so get your butter knife ready and discover just how easy and extra-tasty home bread-making can be!

Explore diversity, equity, and inclusion that goes beyond unconscious bias and explores the ideas and tools needed to achieve these goals In The Elephant and the Mouse, award-winning speaker and diversity and inclusion expert Laura Liswood delivers a thought-provoking and insightful new business guide that explores workplace diversity and offers new ideas for gaining the real benefits from your diversity, equity, and inclusion initiatives. The Elephant and the Mouse refers to the dynamic in organizations that are roadblocks to consciously inclusive success. The Elephant, often dominant group leadership, knows little about the experiences of the Mouse, the non-dominant groups, while the Mouse knows so much more about the Elephant. In diverse workplaces, these two groups live in different worlds. Success will come only if everyone works in a true meritocracy. You learn what may be easy for some to do in their career is much harder for others to do. In this book, which builds upon Liswood's groundbreaking book, The Loudest Duck, you'll explore the powerful case for diversity, equity, and inclusion and the often-overlooked risks posed by a homogeneous workforce. You will learn the hard truths about why many DE&I efforts fail, millions of dollars are wasted, and why organizations confuse efforts with outcomes. You'll consider new ways of leading others, with a strong emphasis on tactics and strategies employed by successful Elephant and Mouse leaders, including women leaders. The book also includes: Realistic explanations for the slow progress in diversity, equity, inclusion and social justice in society and organizations Examinations of the concept and myths of meritocracy and how to conduct a Meritocracy Stress Test on your firm How organizations often have an illusion of inclusion but find their efforts not creating the inclusive, equitable teams they say they want How safety efforts can provide a roadmap for diversity missions An exploration of both the human interventions and non-human roles of technology in DE&I initiatives, including the use of people analytics to de-bias organizations What tools are needed to go beyond awareness of unconscious bias to de-bias processes and what traits the new Elephant and Mouse leader has An indispensable resource for managers, executives, and other business leaders who seek to recreate truly diverse, inclusive, and equitable organizations, The Elephant and the Mouse is also a must-read for human resources professionals, individuals who want successful careers in diverse teams, and anyone involved in the hiring, retaining, and promoting processes. This book offers a way to move beyond traditional diversity efforts towards more modern practices that embrace—and profit from—the differences between people.