The Light in Everything

Two years after the man she loved was killed in Afghanistan, Morgan Bartley is trying to put the pieces of her life back together. The reno on her dilapidated beach house in the Outer Banks might be just the distraction she needs to keep her debilitating anxiety attacks at bay and begin to heal her heart...if she can ignore the ridiculously handsome guy next door. At twenty-eight, single-dad Jackson Montgomery’s life revolves around his five-year-old daughter and his job as a search-and-rescue pilot for the coast guard. He’s no stranger to saving a damsel in distress, and though his gorgeous new neighbor is clearly in distress, she’s no damsel. She’s stubborn as hell with walls a mile thick, and the dog tags hanging from her rearview mirror give him a pretty good clue as to why. It doesn’t matter that their attraction is undeniable―she swore she’d never fall for another pilot, let alone a military man. There are some wounds time can’t heal, and some fears too consuming to conquer. She’s a barely breathing heartbreak on the edge of recovery. He’s a crash waiting to happen. Together they could have it all...if they can endure the coming storm.

Two years after the man she loved was killed in Afghanistan, Morgan Bartley is trying to put the pieces of her life back together. The reno on her dilapidated beach house in the Outer Banks might be just the distraction she needs to keep her debilitating anxiety attacks at bay and begin to heal her heart...if she can ignore the ridiculously handsome guy next door.At twenty-eight, single-dad Jackson Montgomery’s life revolves around his five-year-old daughter and his job as a search-and-rescue pilot for the coast guard. He’s no stranger to saving a damsel in distress, and though his gorgeous new neighbor is clearly in distress, she’s no damsel. She’s stubborn as hell with walls a mile thick, and the dog tags hanging from her rearview mirror give him a pretty good clue as to why.It doesn’t matter that their attraction is undeniable―she swore she’d never fall for another pilot, let alone a military man. There are some wounds time can’t heal, and some fears too consuming to conquer.She’s a barely breathing heartbreak on the edge of recovery.He’s a crash waiting to happen.Together they could have it all...if they can endure the coming storm.

A timeless approach to investing wisely over an investment lifetime With the current market maelstrom as a background, this timely guide describes just how to plan a lifetime of investing, in good times and bad, discussing stocks and bonds as well as the relationship between risk and return. Filled with in-depth insights and practical advice, The Investor's Manifesto will help you understand the nuts and bolts of executing a lifetime investment plan, including: how to survive dealing with the investment industry, the practical meaning of market efficiency, how much to save, how to maintain discipline in the face of panics and manias, and what vehicles to use to achieve financial security and freedom. Written by bestselling author William J. Bernstein, well known for his insights on how individual investors can manage their personal wealth and retirement funds wisely Examines how the financial landscape has radically altered in the past two years, and what investors should do about it Contains practical insights that the everyday investor can understand Focuses on the concept of Pascal's Wager-identifying and avoiding worst-case scenarios, and planning investment decisions on that basis With The Investor's Manifesto as your guide, you'll quickly discover the timeless investment approaches that can put you in a better position to prosper over time.

There is a competitive advantage out there, arguably more powerful than any other. Is it superior strategy? Faster innovation? Smarter employees? No, New York Times best-selling author, Patrick Lencioni, argues that the seminal difference between successful companies and mediocre ones has little to do with what they know and how smart they are and more to do with how healthy they are. In this book, Lencioni brings together his vast experience and many of the themes cultivated in his other best-selling books and delivers a first: a cohesive and comprehensive exploration of the unique advantage organizational health provides. Simply put, an organization is healthy when it is whole, consistent and complete, when its management, operations and culture are unified. Healthy organizations outperform their counterparts, are free of politics and confusion and provide an environment where star performers never want to leave. Lencioni’s first non-fiction book provides leaders with a groundbreaking, approachable model for achieving organizational health—complete with stories, tips and anecdotes from his experiences consulting to some of the nation’s leading organizations. In this age of informational ubiquity and nano-second change, it is no longer enough to build a competitive advantage based on intelligence alone. The Advantage provides a foundational construct for conducting business in a new way—one that maximizes human potential and aligns the organization around a common set of principles.

If Owen Chase can't find a way to turn his company around in the next nine days, he'll be forced to shut it down and lay off all of his employees. He has incurred substantial debt and his marriage is on shaky ground. Through pure happenstance, Owen finds himself pondering this problem while advancing steadily as a contestant at the World Series of Poker. His Las Vegas path quickly introduces him to Samantha, a beautiful and mysterious mentor with a revolutionary approach to entrepreneurship. Sam is a fountain of knowledge that may save his company, but her sexual advances might prove too much for Owen's struggling marriage. All In Startup is more than just a novel about eschewing temptation and fighting to save a company. It is a lifeline for entrepreneurs who are thinking about launching a new idea or for those who have already started but can't seem to generate the traction they were expecting. Entrepreneurs who achieve success in the new economy do so using a new «scientific method» of innovation. All In Startup demonstrates why four counterintuitive principles separate successful entrepreneurs from the wanna-preneurs who bounce from idea to idea, unable to generate real revenue. You will likely get only one opportunity in your life to go «all in» in on an idea: to quit your job, talk your spouse into letting you drain the savings account, and follow your dream. All In Startup will prepare you for that «all in» moment and make sure that you push your chips into the middle only when the odds are in your favor. This book holds the keys to significantly de-risking your idea so that your success appears almost lucky. Join Owen and Sam for this one-of-a-kind journey that will set you on the right path for when it's your turn to put everything on the line.

According to general Realist premises, after the end of the Cold War, the United States took an interest in remaining the only super power. Accordingly, it was attempting to maintain and manage unipolarity. The pursuit of this Grand Strategy, however, required the U.S. to adapt its various strategies to the various receiving states. Poland, Ukraine, and Belarus played very unalike roles in that configuration: Whilst Poland was labeled “America’s best friend” by President George W. Bush, Belarus was not seeking alignment with the U.S., whereas Ukraine-U.S. relations were subject to many ups and downs. The three countries’ diverging attitudes towards Washington led to very different policy approaches from a U.S. vantage point. As this study shows, the U.S. did not have an overall strategy for the region. Rather, Washington managed its relations with European states through a set of mainly bilateral relations. Madeleine Albright once described the tools of foreign policy as including “everything from kind words to cruise missiles”. This book is a comparative case study of the United States’ use of these tools in its approaches towards Poland, Ukraine, and Belarus after the end of the Cold War. As the “only remaining superpower”, Washington played a key role in the formation of post-communist Central and Eastern Europe. Yet, its actions and policies have received comparatively little attention. This book contributes to filling that gap by providing three in-depth case studies.

Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month – after taxes – and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.

An updated third edition of the most comprehensive guide to small business success Whether you're a novice entrepreneur or a seasoned pro, The Small Business Bible offers you everything you need to know to build and grow your dream business. It shows you what really works (and what doesn't!) and includes scores of tips, insider information, stories, and proven secrets of success. Even if you've run your own business for years, this handy guide keeps you up to date on the latest business and tech trends. This Third Edition includes entirely new chapters devoted to social media, mobility and apps, and new trends in online discounting and group buying that are vital to small business owners everywhere. New chapters include: How to use Facebook, Twitter, and other social media tools to engage customers and potential stakeholders How to generate leads and win strategic partnerships with LinkedIn How to employ videos and YouTube to further your brand What you need to know about Groupon and group discount buying What mobile marketing can do for your business Give your small business its best shot by understanding the best and latest small business strategies, especially in this transformative and volatile period. The Small Business Bible offers every bit of information you'll need to know to succeed.

This book is the distillation of 30 essential elements of leadership into 60 second digestible chapters. There are also 30 true 60 Second Leader Tales in between the chapters to help bring some of the leader leraning points to life. PRAISE FOR THE 60 SECOND LEADER «A good prescription for all of us! Hope the book does well.» Guy Kawasaki, Garage.com. Author, Rules for Revolutionaries and The Art of The Start «I was very impressed. I approached it as a cynic, thinking it was going to be one of those 'MBA in a day' things. But, I enjoyed it. It's very well put together.» Steve Parks, CEO, The Red Group «Well done on your refreshing approach to leadership. I recommended your book to a large conference yesterday. Keep going – this world needs people like you.» David Taylor, Author, The Naked Leader «The book is great. I'm really enjoying reading it; very informative, easy to read and a bit irreverent which I really like. I will recommend it to all my friends. It deserves a wide readership!» Jon Harding, Senior HR Manager in charge of Leadership Development, Intercontinental Hotels Group