Less Than Zero

Due to the wave of refinancing in recent years, and the fall in home values, in 2009 about 12 million homeowners and investors will be «underwater»–owing more than their property is worth. This book explains all the options for these homeowners who are trapped with houses they want to get free from, people whose property value has dropped so low that they can't sell the property, people whose mortgage payment has adjusted and now they can't afford the property. In addition to offering advice on subject to's, rentals, leases, loan modifications and more…the book will teach America how to short sale their own home.

Paul McCartney is the world’s most famous musician and vegetarian. With his captivating appeal he wants to open our eyes and show us how we can join the fight against ever-increasing global warming. It all comes down to the consumption of meat. Each one of us can fight against climate change by altering his or her diet. Just one meat-free day per week would change the world: We can work it out. Passionately and with great knowledge the Ex-Beatle shows us his serious, political side.

Now more than ever, we live in a society where we covet new and shiny things. Not only has consumption risen dramatically over the last 60 years, but we are damaging the environment at the same time. That is why buying quality and why Tara Button’s Buy Me Once brand has such popular appeal.Tara Button has become a champion of a lifestyle called ‘mindful curation’ – a way of living in which we carefully choose each object in our lives, making sure we have the best, most classic, most pleasing and longest lasting – kettles, desks, pots & pans, scissors, coats and dresses, instead of surrounding ourselves with throwaway stuff and appliances with built-in obsolescence. Tara advocates a life that celebrates what lasts, what is classic and what really suits a person.There are 10 steps to master mindful curation and each is explained in this book, from understanding and using techniques to freeing yourself from external manipulations. Finding your purpose and priorities and identifying your core tastes and style. Learning how to let go of the superfluous and how to make wise choices going forwards.Mindful curation is a lifestyle choice that will make you happier, healthier and more fulfilled spiritual as well as helping save the planet.

Верхнее покрытие с UV-фильтром. Сохраняет идеальный блеск не менее 3х недель. Устойчиво к внешним воздействиям, не подвержено трещинам и окрашиваниям от бытовых красителей

применение:
Рекомендовано к использованию для придания и закрепления зеркального блеска цветного геля. Для защиты неоновых оттенков от выгорания. Не дает желтого тона светлым тонам.
* На черном оттенке при солнечном свете может отливать синим цветом, а также придает «розовинку» бежевым и красным тонам за счет UV фильтра в составе.

нанесение:
1. Тонким слоем поверх цветного геля.
2. Полимеризация в LED/Гибрид лампах не менее 30 секунд.
* Материал не боится более длительной сушки и не приобретает хрупкость в результате неё.

"Unsere Familienfehde ist der Stoff aus dem Legenden gemacht sind …" Ein Riscoff und eine Gable d?rfen nicht zusammen sein. Das ist ein ungeschriebenes Gesetz. Doch Lincoln Riscoff und Whitney Gable k?nnen sich ihrer Leidenschaft nicht entziehen. Einst verbrachten sie eine unvergessliche Nacht miteinander und hofften, dass sie der Last ihres Erbes vielleicht doch entkommen k?nnten – bis das Schicksal ihre Wege trennte. Doch als sie sich Jahre sp?ter wiedersehen, wissen beide, dass das mit ihnen noch nicht vorbei ist … denn das mit ihnen wird nie vorbei sein! Teil 1 der verboten hei?en RICHER-THAN-SIN-Trilogie von NEW-YORK-TIMES-Bestseller-Autorin Meghan March

Achieve stellar savings with the techniques used on bradsdeals.com Do More, Spend Less provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Author Brad Wilson, founder of BradsDeals.com, explains the techniques and buying strategies that are used on his site, which have saved 19 million consumers more than $200 million on BradsDeals.com in the past year alone. The majority of deals on his site provide free, or nearly free, products and services. This book provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Shares why you should never buy an Apple product from the Apple store Details how to spend three weeks in a suite at the Park Hyatt Paris for $20 Shares the unknown way to clean up your credit report and add at least 20 points to your score The entire basis for thinking about how best to shop, spend, travel, bank—essentially all aspects of being a consumer—has fundamentally changed. The power is now in your hands, and Do More, Spend Less shows you how to master your savings.

Life can be a bit overwhelming sometimes, right? It can be difficult to clear your mind of a million different anxieties and focus in on the one thing you need to get done. Bestselling author of Clarity and The Little Book of Clarity goes one step further with Results by using his Clarity Coaching Model to help you de-clog your mind so you can make better decisions, prioritise and focus on achieving those important goals. Develop a deeper understanding of why you act the way you do and awaken your inner potential. Jamie's transformational coaching techniques will help you improve in all areas of your life, from developing your listening skills during meetings at work to reducing the levels of stress in your life. These techniques will see you through three important changes – your personal transformation that will see you gaining confidence and understanding your own behaviour, your interpersonal transformation to guide you in having an impact on those around you, and lastly your commercial transformation to get your professional life moving in the direction you want. Results is full of helpful examples and exercises to get you on the road to the results you need. Learn how to: Prioritise and focus on the right goals at the right time Achieve the results you want by following the Clarity Coaching Model Improve your overall performance to gain better relationships with your colleagues, close friends and family Add more purpose to your life by allowing time for creativity and innovation Encourage others to follow in your footsteps! Praise for Results: “This book is going to wake up your innate ability to create results.” – Sh?? Wasmund MBE, author of the Sunday Times No. 1 bestseller Stop Talking, Start Doing “A visionary guide to success in the new transformation economy – simple principles, practical applications and bottom line results”. – Michael Neill, No. 1 bestselling author of The Inside-Out Revolution and The Space Within “Results shows you how to unlock the potential of all individuals and every type of organization.” – Eva Hamilton MBE, Founder and CEO, Key4Life “Results is a pleasure to read and full of deep insights into preparing ourselves for a more innovative way of thinking and organizing – it provides a guiding philosophy which puts our innate capacities at the heart of everything. It is a book that anyone interested in innovation – both inside and out – should read.” – Paul Sternberg, Associate Dean and Head of Design Innovation, Ravensbourne University “There is a magic in this book, offering wisdom to everyone. Blink and you’ll miss it. Blink and you’ll get it.” – Jim Lewcock, CEO, The Specialist Works “Jamie Smart has cracked the code for creating real results in a way that fits perfectly with who you really are.” – Rich Litvin, Founder, 4PC and co-author of The Prosperous Coach “As an owner of a business a key success factor for me has been to focus on discovering and working with authentic people that enable me to continually deliver results. Without doubt the clarity principles and Jamie’s insights have been an exponential multiplier for me in my business and personal life.” – Chris Norton, Director, Mentor Group “Results provides a refreshing approach to personal and entrepreneurial transformation, and most importantly – to achieving results!” – Vlatka Hlupic, award-winning author of The Management Shift “We all know we can have our best ideas, have a clarity of insight, at unexpected times. In this boo

More Than a Millionaire Emilie Rose A mix-up at the clinic meant the wrong woman was pregnant! Ryan would do anything to reclaim what was his. Delectable airline heiress Nicole Hightower wasn’t about to just hand over her child, so was there a way he could have them both…without making promises he could never keep?The Untamed Sheikh Tessa RadleyPrince Shafir would not let Megan Saxon steal away his cousin’s groom-to-be. Stopping her by seduction seemed the easiest plan. He’d simply make Megan fall in love with another man – him. But what would happen if the seducer found himself falling for a woman he couldn’t – by royal rights – keep?

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