Superannuation and Taxation. A Practical Guide to Saving Money on Your Super or SMSF

The tax issues associated with owning shares can at times be mind-boggling and difficult to understand. This immensely practical guide unravels all of the umpteen taxation rulings that you'll need to comply with the moment you start buying shares. The book explains in simple terms core tax principles with numerous tax tips, potential traps and practical case studies to reinforce the learning process. So why pay a registered tax agent $250 an hour to solve a problem when you can read this book and find the answer yourself?

Canada’s top consumer advocate returns with more financial advice. Canadian consumers are focused on spending and managing what money they do have wisely, but have more questions than answers on most financial topics. Television personality and consumer advocate Pat Foran shares tips and strategies about the questions and issues he sees most often, and explains how some little things can soon add up to a lot of money. Some of the topics covered include: Credit and loyalty cards, and what kind of deal they really are How much insurance is enough – and what kinds do most people need? How to shop for a vehicle, and if it’s worth it to import from the US Mortgages, tax breaks, and other complicated financial decisions Getting the most bang for your buck, whether while shopping or travelling Packed with money-saving advice, this title will also include the latest information on marketplace trends, the investment climate, housing prices, interest rates, and other techniques for savings. As an added bonus, Pat has included quotes and comments from prominent Canadian businesspeople and celebrities about the best financial advice they’ve received in their lifetimes. Pat Foran is seen by millions of Canadians each week as the Consumer Reporter for CFTO News, and Consumer Expert on CTV’s Canada AM. His “Consumer Alert” segment is currently on CFTO’s noon, six o’clock and eleven-thirty newscasts, five days a week with an audience of 700,000 viewers, and he appears on Canada AM, Canada’s number-one national morning show every week, dispensing financial and consumer advice.

Find Out if an SMSF is Right for You Are you thinking about setting up a self managed superannuation fund but unsure where to start? Are you worried that you're not maximising all the benefits an SMSF offers? In Securing Your Superannuation Future, Daryl Dixon offers practical, easy-to-understand tools and strategies to help you set up and run your own super fund. More Australians than ever are deciding to take control of their super, and Daryl's insights go beyond the standard requirements for running an SMSF. He reveals many tax-saving tips and practical steps to work through important decisions such as: Do you need professional assistance to run your fund? Who should be the trustees and members of your SMSF? What steps should you take to build your super in a tax-effective way? How do you construct your SMSF investment portfolio? When and how should you access your super? How can you maximise the amount of super you pass on to your beneficiaries?

Turning smart girls golden; the women's guide to personal finance Rebranding finance with a feminine spin, It's Your Money, Honey is designed to encourage women of all ages to take a greater interest—and play a greater role—in the financial issues that affect their everyday lives and financial futures. Conversational, irreverent, and intelligent, this guide to wealth creation, wealth management, and financial protection as it relates to women and their families provides exactly the kind of advice that smart women today need to know in order to take charge of their finances. Organized by decade and the events—from childrearing to retirement—that need to be planned for, presently enjoyed, or recovered from, It's Your Money, Honey is packed with expert information in the no-nonsense style of a girlfriend who knows her stuff. Finances aren't that hard, you just have to deal with them yourself. Finally, a book that understand that every woman needs to make time for a personal finance education Highly accessible, the book is designed to be read whenever you find yourself with a spare second, providing important information in bite sized chunks Helps women prepare for major life events with the help of real life stories, helpful checklists, and easy-to-apply Golden Rules Born out of the notion that too many smart women let their financial situations be ignored, swept under the rug, or dictated by others, It's Your Money, Honey is everything you need to know about money but were too busy to ask. www.goldengirlfinance.ca

The essential companion to the Sunday Times bestselling Jog On – a funny, practical guide to managing your mental health through exercise. Bella Mackie isn’t your average coach – she’s much swearier, and she’s never going to give you a nutrition plan or join you on a marathon. But through her inspiring personal story and realistic approach she’s already inspired thousands of men and women to manage their mental health through exercise. In this journal, Bella takes you on a journey from the sofa to the open road, helping you to: • Gain a new awareness of mental health problems such as anxiety and depression• Cope with side effects such as panic attacks and intrusive thoughts• Learn and memorise calming strategies such as breathing exercises• Build a checklist of everything you need to start running• Develop a regular running schedule, with realistic targets• Use exercise to gain confidence and manage mental health problems Packed with insights from athletes and psychologists and step-by-step achievable goals, The Jog On Journal has everything you need to get you up and running.

Praise for Money & Happiness «Laura Rowley makes us all understand the money-happiness connection in our own lives so that we spend our time and our efforts wisely. She gets to the heart of why money can bring feelings of stress, joy, and freedom, and Rowley offers insight that every reader can use to make smarter decisions that will lead to living a rich life in every possible definition of the term.» –Lucy Danziger, Editor in Chief, Self magazine «This is a wry and companionable guide to getting your finances in better sync with your values, and who wouldn't be enriched by that?» –Melinda Henneberger, Contributing Editor, Newsweek «Money and Happiness takes cold, hard, financial information and warms it up through the voice of your best friend. You'll find out how to achieve your life dreams, and avoid money nightmares. The cost of this book may be the best investment you'll ever make.» –Kevin McKinley, CFP, author of Make Your Kid a Millionaire and host of public radio's On Your Money «Let Laura Rowley guide you to a rational and rewarding life by helping you re-order your approach to your financial well-being. This book covers all the dimensions you need to know about how to plan properly for your reality. She teaches that you need not be loaded to be happy. And she shows you how to set, then achieve, your goals. For your sanity, Rowley is a welcome antidote to the wave of materialism washing over our culture.» –Allan Dodds Frank, Bloomberg Television

Make your company—its employees and its culture—healthier inside and out Energy and wellness are of ever increasing importance. With an increase productivity and job satisfaction that come from a healthier life, now is the time to get healthy. A poor food environment and the demanding pace of modern day life continue to contribute to a downward spiral of health, On Target Living offers focused strategies to achieve positive results. Everyone knows that exercise and physical movement contribute to better health, energy, and performance. The challenge comes with knowing what to do and how to do it. Author Chris Johnson has taught thousands how to live a life in balance, and here he shares his practices with you. Developing healthy eating habits Incorporating exercise into daily routines Prioritizing rest and rejuvenation Learning the keys to living well and applying this knowledge to enhanced performance, increased productivity, and positive results for your life and work The journey to optimal health and performance begins with the ideas in On Target Living. Building sustainable changes into your company culture will decrease health risks and sick days while contributing to higher productivity rates, but these improvements will also contribute to healthier and more enjoyable lives for your employees.

The updated and highly illustrated guide to understanding how just about everything in your house works! The revised and updated third edition of How Your House Works is a hands-on guide that gives you the low-down on why your faucet is leaking, your dishwasher is overflowing, or your furnace is on the fritz. This comprehensive book is your reference to virtually everything in your house with richly illustrated explanations of electrical systems, heating and air conditioning, plumbing, major household appliances, foundation, framing, doors, and windows. This must-have book answers most questions homeowners face when repairs are needed or when a new house or addition is in your future. How Your House Works is filled with easy-to-understand illustrations that show how things should be put together and how they function. The book also highlights issues outside the house as well as clock thermostats, ventless gas heaters, moisture and mold, and passive solar heating. Using the illustrations and the author’s clear explanations might save you the expense of calling a professional. This invaluable guide: Offers a colorful resource to home electrical systems, HVAC, plumbing, major household appliances, foundation, framing, doors and windows, sustainability, and much more Includes easy-to-follow information for troubleshooting problems Contains dozens of new full-color illustrations Presents new chapters on solar power and smart home technologies Helps homeowners save money on many common household repairs Written for homeowners with little or no knowledge of home maintenance or repair, How Your House Works is your illustrated and updated guide to understanding how appliances, electrical, plumbing, heating, air conditioning, and more work!

A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.

A Nonprofit Survival Kit for Hard Times «This is a must-read for all of us in fundraising. Mal Warwick includes practical approaches for difficult economic times, from zero-based thinking about our programs to strategies for relating to our donors and making certain our fundraising programs are prepared to succeed not only now but when the economy recovers.» —Eugene R. Tempel, president, Indiana University Foundation «Brilliant! No nonprofit organization can afford to ignore the insightful advice Mal Warwick offers in this concise and eminently readable book. It's practical, down-to-earth, and addresses the complex, real-world challenges of raising money in tough times.» —Ben Jealous, president, NAACP «Fundraising When Money Is Tight is an important book in a difficult time for all. This is the right book for anyone who is committed to advancing the public good.» —Jane Wales, founder, Global Philanthropy Forum, and vice president, Aspen Institute «This is a must-read book by any fundraising manager. It's timely, it's a good read, and the moment I put it down I made sure my managers got focused, got real, and got with the project today.» —Mark Astarita, director of fundraising, British Red Cross «Mal Warwick will leave you with a focusing framework and dozens of practical, immediately actionable how-tos. It is hard to imagine anyone in the citizen sector who will not breathe easier after reading this book.» —Bill Drayton, CEO, Ashoka, and chair, Youth Venture